Professional indemnity insurance for Photographic Librarians
The primary function of Photographic Librarians is to build and maintain a reputable and dependable archive. Their major goal is to have every published photo (editorial photos not bride ads etc) preserved in the archive.
Why does a Photographic Librarian require Professional Indemnity Insurance?
A Photographic librarian's task may include selecting, acquiring, cataloguing, classifying, circulating, and maintaining photo library materials. In addition they may:
- Undertake strategic research of Photographs
- Set up or work with photographic databases and information systems to catalogue photos
- Maintaining photo archives
A Photographic Librarian has to perform all of the above mentioned services efficiently or they may be liable to legal action. It is recommended they maintain professional indemnity insurance in order to assist them in defending a legal action should a claim arise.
Public Liability Insurance for Photographic Librarians
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for Photographic Librarians:
- Negligence in management of information.
- Negligence in collection of data and research.
- Failure to keep photographic property safe.
- Damage or theft of photos as a result of poor procedures/supervision by the insured.
- Employee dishonesty
- Negligence which results in photos being exposed on the internet or to parties they should not be given/shown to.
- The Consequential loss if photos are misplaced - costs of reshooting, not being to be used for the intended use, or not being able to be reshoot ie photos that may be used as evidence in court.
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.