Professional Indemnity Insurance for Librarians
Librarians are information professionals trained in library and information science. Express insurance provides professional indemnity insurance designed to protect Librarians from the risks associated with their work.
It is the responsibility of a Librarian to ensure that the library functions as intended. They will be held accountable if anything goes wrong inside the library. As a Librarian, Professional indemnity insurance defends you against any claims made by your patrons for any errors and omissions resulting from your organization and management of information services or materials.
Public Liability Insurance for Librarians
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Librarians need professional indemnity insurance?
A Librarian's specific duties vary depending on the size and type of library. The basic essential duties of a Librarian are as follows:
- Researching topics of interest for their constituencies
- Suggesting appropriate books
- Facilitating and promoting reading clubs
- Developing programs for library users of all ages and backgrounds
- Managing access to electronic information resources
- Building collections to respond to changing community needs or demands
- Digitizing collections for online access
- Compiling and researching data as may be assigned
- Keeping thorough knowledge of library materials and resources
Key exposures for Librarians:
- Negligence in management of information
- Negligence in collection of data and research
- Incorrect advice given to library users
- Damage or theft of rare books and documents as a result of poor procedures/supervision by the insured
- Financial loss claims as a result of error or omissions at special exhibits and collections on loan for public display
- Employee dishonesty
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.