Professional indemnity insurance for Graphic Designers
The duties of a Graphic Designer encompass computer graphics and design, desktop publishing and website design.
Why does a Graphic Designer require Professional Indemnity Insurance?
The basic duties which a Graphic Designer performs include the following:
- Conceives ideas, concepts, and campaigns; designs, produces, and coordinates the creation of multifaceted communication materials in print and other mediums for a variety of instructional, promotional, development, and recruitment purposes.
- Provides professional recommendations for concepts, designs, art direction, production, print buying, and monitors quality control.
- Directs and creates art and photography.
- Operates a computer or uses traditional techniques for a variety of graphic design activities, including desktop publishing and layout, production, illustration, and file preparation.
- Creates and develops media using digital art and photographic techniques.
- Responsible for print and prepress service specifications, purchasing, approvals and quality control.
- Selects and purchases graphic and photographic supplies.
- Contributes to the editorial development of projects.
Negligence in any of the above mentioned duties by a Graphic Designer may lead to a claim against them. In case of plagiarism claims against a Graphic Designer, he or she would potentially face large legal costs in defending a claim and damages payments if unsuccessful. Professional Indemnity Insurance provides a Graphic Designer with financial protection in the event of a claim.
Public Liability Insurance for Graphic Designers
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for a Graphic Designer:
- Negligence in organizing schedules.
- Negligence in delivery of designs.
- Infringement of copyright, plagiarism or piracy.
- Vicarious liability as a result of Printers E&O, ie providing sign of on incorrect designs which leads to additional costs.
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.