Professional Indemnity Insurance for Authors
The originator of any written work is called its author. A situation may arise when an author may face legal actions for the mistakes committed while performing their professional duties.
Public Liability Insurance for Authors
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Authors need professional indemnity insurance?
Authors produce a wide variety of written materials in an increasing number of ways. The general responsibilities and duties of Authors include the following:
- Developing original written materials for books, magazines, trade journals, online publications, company newsletters, and advertisements
- Proper acknowledgment of the work of others used in a project
- Insuring authenticity and accuracy of the written work
- Presenting an accurate account of the work performed as well as an objective discussion of its significance
- Providing raw data in connection with their work for editorial review along with providing public access to such data
- Insuring already published material or research is not published again
- Taking care of privacy rights of other people
An Author is the producer or creator of a work. As an Author, you are responsible for what is created. Carelessness in carrying out your work may result in financial loss to a third party and resultant legal action. Having Professional Indemnity insurance protects you in the event of a claim by covering legal defense costs and any damages payable.
Key exposures for Authors:
- Copyright and trademark infringement
- Privacy violation
- Defamation
- Passing off another's work as your own
- Failure to prove authenticity of the work
- Submitting the same material to more than one journal
- Plagiarism
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.