Speech Pathologists / Speech therapists work with people who have a variety of speech-related disorders. These disorders can include the inability to produce certain sounds, speech rhythm and fluency problems, and voice disorders.
Why do Speech Pathologists require Professional Indemnity Insurance?
- Use written and oral tests, as well as special instruments, to diagnose the nature and extent of impairment and to record and analyze speech, language, and swallowing irregularities
- Develop an individualized plan of care tailored to each patient's needs
- Select augmentative or alternative communication methods, including automated devices and sign language, and teach their use to individuals with little or no speech capability
- Teach those with little or no speech capability how to make sounds, improve their voices, or increase their language skills to communicate more effectively
- Help patients who have suffered loss of speech to develop reliable communication skills so patients can fulfill their educational, vocational, and social roles
Speech Pathologists need to be careful while treating and advising clients. Without Professional Indemnity Insurance you could be liable for a compensation payment for the financial loss the clients can claim to have suffered, and any legal costs associated with defending the action.
Public Liability Insurance for Speech Pathologists
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for Speech Pathologists:
- Negligence in diagnoses
- Prescribing wrong treatment plans
- Failure in providing timely treatment
- Negligence in giving advice to clients for physical wellbeing
- Wrong implementation of treatment plan
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.