Audiologists works with people who have hearing, balance, and related ear problems. They examine individuals of all ages and identify those with the symptoms of hearing loss and other auditory, balance, and related sensory and neural problems. They then assess the nature and extent of the problems and help the individuals manage them.
Why do Audiologists need professional indemnity insurance?
An Audiologist's main responsibilities include:
- Testing sound levels, whether for an individual or a business
- Providing plans for hearing loss compensation, business noise reduction, or coordinate with other health care professionals (such as a speech-language pathologist) about surgery or treatment plans
- Counseling clients about personal hearing loss and help determine strategies to minimize the effect on the client lifestyle
- Fitting and prescribing hearing devices or sound amplification systems such as hearing aids
- Look for new methods of diagnosing and treating hearing related problems. They may also develop techniques or technologies to prevent hearing loss or regain hearing
Audiologists can make mistakes whilst performing their duties. Therefore it is recommended they have Professional Indemnity insurance and Public Liability Insurance to protect them against claims made against them.
Public Liability Insurance for Audiologists
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for Audiologists:
- Use of inappropriate methods for recovery.
- Negligence in providing plans for hearing loss compensation, business noise reduction, or coordinate with other health care professionals
- Incorrect advice provided to patients
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.