Aboriginal Health Workers provide primary health care services to clients in the community as required. They also provide assistance and advice on clinical care of clients within their level of competency to less experienced clinical staff.
Why do Aboriginal Health Workers need professional indemnity insurance?
Key responsibilities of Aboriginal health workers are as given below:
- Making sure people get the right health care they need
- Doing some first aid and providing other basic health treatment
- Visiting remote communities
- Assisting in providing health screenings
- Delivering and working with medicines (at a higher job level)
- Promoting and educating people about health for their community
- Preparing care plans for patient
There is legal uncertainty regarding the above mentioned services provided by Aboriginal health workers. Professional Indemnity Insurance and Public Liability Insurance provides a protection mechanism for Aboriginal health workers designed to cover their legal fees and damages in the event of a claim.
Public Liability Insurance for Aboriginal Health Workers
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Key exposures for Aboriginal Health Workers:
- Negligence in providing health care to people
- Failure in making timely delivery of medicines
- Negligence in making health care plans for patients
- Failure in providing healthcare services
- Negligence in promoting and educating people about health for the community
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.