Professional Indemnity Insurance for Museum Consultants & Museum Curators
A Museum Curator/Consultant manages the collections of a museum. They plan, display and catalogue collection items. Professional indemnity insurance is the requirement of all the practicing Museum Curators or Museum Consultants.
Public Liability Insurance for Museum Consultants & Museum Curators
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Museum Curators and Museum Consultants need Professional Indemnity Insurance?
Professional Indemnity Insurance offers a Museum Curator or Museum Consultant cover against financial claims made by any client on account of loss incurred while delivering their services which include:
- Preserving records and important artifacts
- Planning and overseeing the arrangement, cataloguing, and exhibition of collections
- Purchase, sale, exchange, or the loan of collections
- Performing various preparatory and maintenance tasks on museum items
- Managing conservation of artifacts and specimens
- Authenticating, evaluating, and categorizing the specimens in a collection
- Fundraising which includes writing grant proposals, creating publicity materials and attending various events
There is a legal uncertainty regarding the above mentioned services provided by Museum Curators/Consultants. For example, their research work could be construed as being misleading. Professional Indemnity insurance is a protection mechanism for Museum Curators or Museum Consultants who are sued as a result of their actions, designed to cover legal fees along with damages payouts.
Key exposures for Museum Curators & Museum Consultants:
- Negligence in management of artifacts and specimens.
- Misuse of the funds and grants for the museum.
- Inappropriate planning for cataloguing and exhibiting the collections.
- Negligence in maintenance of the museum items.
- Damage or theft of rare artifacts as a result of poor procedures/supervision by the insured.
- Financial loss claims as a result of error or omissions at special exhibits and collections on loan for public display.
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.