Professional Indemnity Insurance for Marriage Celebrants
Marriage Celebrants are authorized to conduct a marriage ceremony in accordance with local legal requirements. As the marriage celebrant is an integral part of what is generally a very expensive and life changing celebration, it can be easy to ignore the risks associated with their services. As a Marriage Celebrant, professional indemnity insurance protects you against any claims made by the clients for breach of professional duty by negligent act, error or omission.
Public Liability Insurance for Marriage Celebrants
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Marriage Celebrants require professional indemnity insurance?
Marriage celebrants are responsible for:
- Providing information and guidance
- Maintaining trust, integrity, dignity reliability and confidentiality
- Viewing all the supporting identification and other documentation required
- Making sure that there is clarity in understanding of the Act and the wider issues facing couples
- Preparing all the legal documents required prior to and on the day
- Insuring that the Notice of Intended Marriage is accurately filled out and thus lodged in accordance with legal requirements
- Preparing the ceremony in accordance with the couples/ family's wishes
A Marriage Celebrant needs to work within a relevant legal and ethical framework. Negligence as a result of performing any of the above mentioned tasks can potentially result in a claim. Professional Indemnity insurance is designed to cover legal fees and possible damages.
Key exposures for Marriage Celebrants:
- Negligence in providing guidance.
- Inaccurate completion of the Notice of Intended Marriage and all other marriage documents.
- Inappropriately conducting the ceremony.
- Financial loss and mental anguish claims as a result of not appearing on the day.
- Mental anguish due to inappropriate commentary during the ceremony.
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.