Professional Indemnity Insurance for Landscape Architects
A Landscape Architect is responsible for the design and layout of gardens, parks and other outdoor spaces. It is imperative for all the Landscape Architects to have professional indemnity insurance. Even the most skilled professionals can make mistakes.
Public Liability Insurance for Landscape Architects
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Landscape Architects need professional indemnity insurance?
Some of the services that Landscape Architects provide include the following:
- Master Planning
- Urban Design
- Courtyard Design
- Parks and Playground Design
- Site Planning
- Streetscape Design
- Bikeway and Greenway Design
- Athletic Facility Design
- Computer Visualizations
If the design is defective or substandard the Landscape Architect could be held liable and responsible for any financial loss caused to the third party. Professional Indemnity insurance will assist in paying for both legal fees and damages if there is a resultant claim.
Key exposures for Landscape Architects:
- Defected and substandard designs
- Negligence in site layout
- Failure to seek planning permission
- Use of poor and cheap material
- Bodily injury and property damage as a result of collapse of excavation walls, poor design
- Contamination and environmental impairment of ground water, rivers, drinking water, as a result of poor design
- Breaches of local building codes/regulations
- Failure to adequately supervise construction
- Vicarious liability of Sub contractors and Contractors engaged by the insured
- Soil erosion and/or building foundation damage due to poor design of sloped ground etc.
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.