Professional Indemnity Insurance for Careers Consultants & Careers Counselors
Careers Consultants & Careers Counselors assist individuals and groups with their career decision-making, and may assist with an individual's self-development and job search.
Public Liability Insurance for Careers Consultants & Careers Counselors
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Careers Consultants & Careers Counselors require Professional Indemnity Insurance?
Careers Consultants/Counselors undertake a wide range of duties including:
- Assessing clients' personal characteristics, skills and interests via one-to-one interviews and/or group sessions
- Providing appropriate help, advice and recommendations based on interviews/test results
- Running workshops
- Offering practical assistance with job-seeking, applications/CVs and interviews
- Administering and interpreting psychometric and personality tests
- Helping clients to solve problems and manage their own careers
- Aiding clients in their search for appropriate employment
- Writing action plans, reports and careers literature
- Counseling clients that are suffering from stress or facing Redundancy /Redeployment
- Advising on career change or development by enabling clients to explore options for learning and work, and create action plans to take steps to implement decisions
As a Careers Consultant, you need to be careful. Giving the wrong or misleading advice might lead to an action for damages against you. Having Professional Indemnity Insurance protects you from financial loss as it will provide you with financial assistance in defending claims and any damages payable.
Key exposures for Careers Consultants:
- Negligence in Administration and interpretation of psychometric and personality tests.
- Failure to provide adequate advice on interview technique, CV creation and job search methods.
- Failure to create action plans to take steps to implement decisions regarding career change or development.
- Negligence in Assessment of clients' personal characteristics, skills and interests.
- Molestation
- Breach of Confidentiality
- Inadequate or wrongful advice in relation to educational requirements and capabilities required for career
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.