Professional Indemnity Insurance for Archaeologists
Archaeologists are professionals studying material and environmental remains to understand human history, lifestyle, behavior, culture and values.
Professional indemnity insurance is recommended for all practicing Archaeologists, to protect you from mistakes made by you that cause financial loss to a third party.
Public Liability Insurance for Archaeologists
If you or any of your employees visit a customers premises your actions could cause an injury to another person. Similarly, if an accident happens whilst a member of the public comes to your place of business and they are injured you could be held liable. Public Liability Insurance protects you in the event that such accidents occur and a claim is subsequently made against you.
Public liability insurance also covers you if damage is caused to third party property while at the customers business. An example would be if an employee broke a valuable item while making a delivery at a customer's home. The claim to replace the item would be covered by public liability insurance.
Why do Archaeologists need professional indemnity insurance?
Archaeologists are usually engaged in:
- Recording sites using drawings
- Working on field excavations or digs
- Analyzing finds by grouping, identifying and classifying them
- Using computers to produce simulations of the way a building, site or artifact would have looked
- Cleaning and preserving finds
- Conducting laboratory tests, such as radiocarbon dating
- Checking planning applications and identifying any possible archaeological impact
- Ensuring important buildings, monuments and sites are protected and preserved
- Producing and publishing excavation and site reports
- Producing publicity materials and publishing articles about research, site interpretations or excavations
- Assisting in the display of artifacts
There is legal uncertainty regarding the above mentioned services provided by Archaeologists. For example, their analysis and research work could be misleading and be relied upon by others who in turn suffer financial loss. Professional Indemnity insurance is a protection mechanism for Archaeologists designed to cover their legal fees and damages in the event of a claim.
Key exposures for Archaeologists:
- Negligence in provision of research findings
- Reporting misleading information regarding the artifacts
- Incorrect analysis of artifacts
- Incorrect Archaeological analysis
- Damage or theft of important artifacts as a result of poor procedures/supervision by the insured
Why purchase your Professional Indemnity Insurance through Express Insurance?
With Express Insurance, you can source a PI quote in seconds, and have the option of adding Public Liability Insurance. You can then proceed to buy the insurance and produce your Certificate of Insurance in minutes, or alternatively save the quote back to your email account for buying later.
And we save your details on Renewal of your insurance, making the process of renewing your PI Insurance even easier and quicker.
Throughout your experience with us our team of highly experienced PI specialists are a phone call away !
Please Note: Coverage under the policy will be subject to the particular circumstances relating to a claim and the full terms and conditions of the policy.